Please carefully read the following terms and conditions relating to your participation in the Unsinkable Bounce Back System (“Program”) created by Lead Out Loud Inc./Sonia Ricotti. Liability Disclaimer: No Professional Advice The information contained in or made available by Lead Out Loud Inc., Sonia Ricotti, or any third-party through the Program or their websites or services cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, mental, financial, medical, psychological, or legal fields. Lead Out Loud Inc. and Sonia Ricotti (or any third-party) does not offer any professional personal, medical, financial or legal advice and none of the information contained in the Program should be confused as such advice. Neither Lead Out Loud Inc, Sonia Ricotti nor their assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct, indirect, consequential, special, exemplary or other damages to the participant in any area of their life. Under no circumstances, will Lead Out Loud Inc. or Sonia Ricotti be liable for any special or consequential damages that result from your participation in the program. To be clear: You, the participant, alone are responsible and accountable for your decisions, actions and results in life, and by your participation in this Program, you agree not to attempt to hold us, Lead Out Loud Inc. or Sonia Ricotti, liable for any decisions, actions or results that you make or experience in life or in business due to your participation in this program at any time, under any circumstance. Confidentiality and Non-Compete Participants hereby understands that the tools, processes, strategies, materials and information presented in the Program are confidential, copyrighted, and proprietary to Lead Out Loud Inc. and Sonia Ricotti and agrees not to record, duplicate (or share their username and password with others), distribute, teach or train from the materials in any manner whatsoever without the express written permission of Lead Out Loud Inc. and/or Sonia Ricotti. Any unauthorized use or distribution of these proprietary concepts, materials, and intellectual property by you or your representatives is prohibited. Refund Policy Lead Out Loud Inc/Sonia Ricotti offer a generous 60 Day Money Back Guarantee on the Program – the request for a refund must be made in writing via email to support@leadoutloud.com within 60 days of purchase in order to receive a full refund. No refunds will be granted after the 60 day grace period. For correspondence, contact: Lead Out Loud Inc. 193 Church St. P.O. Box 1221 Oakville, ON L6J 5C7, Canada Telephone: (416) 804-1974 support@leadoutloud.com